Fintech Industry News
Why 2026 Is a Defining Year for Canadian Fintech Strategy
As fintech moves from rapid expansion to a more disciplined growth phase, market forces are reshaping how Canadian companies plan for 2026. Rising capital costs, evolving regulation, and heightened expectations around profitability are forcing founders and operators to reassess priorities. This analysis examines the pressures influencing fintech strategy and what businesses must focus on to remain resilient, competitive, and investable in the year ahead.
Crypto Banks Are Challenging Traditional Wealth Management in Canada
Canada’s wealth management landscape is entering a new phase as crypto-native banks begin to bridge digital assets with traditional financial services. What was once considered a niche offering is now influencing how high-net-worth individuals, younger investors, and institutions think about custody, diversification, and long-term financial strategy. This piece explores how crypto banks could reshape wealth management in Canada — and what that shift means for the future of banking, regulation, and investor trust.
How 2025 Redefined Credit Risk — And Why Lenders Must Evolve in 2026
2025 exposed the limitations of legacy credit scoring systems, as shifting labour patterns, evolving consumer behaviour, and the rise of automated fraud made traditional risk models increasingly irrelevant. With economic change outpacing the tools designed to track it, credit providers are now facing a pivotal moment: adapt to the new data landscape or fall behind. This analysis explores the lessons from 2025 and what financial institutions must prioritise in 2026 — from alternative data to agentic AI and regulatory shifts.